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You are dreaming of buying a house in Sardinia to enjoy the charm and traditions of this beautiful country? No problem: even foreigners can get a mortgage loan in Italy and succeed in achieving their dream! mortgage for foreigners:

If you are resident abroad and want to buy a house in Sardinia, you can take advantage of the different solutions provided by mortgage for foreigners.

How to apply for a mortgage for foreigners

The procedures for applying are, however, demanding and requiring great accuracy. Do you intend to apply for a mortgage for foreigners in Italy? The first thing is to have a stable financial profile and get your tax return translated into Italian.

Then you need to get this document certified legally: many Italian banks ask it to accept the loan application.

InSardinia reminds you that the maximum age of borrowers and guarantors at the end of the mortgage is 75 years and the length of the loan cannot exceed 25 years.
Moreover, the mortgage for foreigners is granted up to 60% of the purchase price of the property, 70% maximum in case of derogation.

Contact your Credit Institution of trust to check your creditworthiness previously. You could also find a subsidiary of your bank operating in Sardinia, or open a new bank account in Italy.

Free guide “Abitare e fare impresa in Italia”

To support foreigners who want to buy a house in Italy, apply for a loan or do business, the Notarial Council created “Living and Doing Business in Italy”, an essential guide to be aware of all directives related to this subject.

Download now for free “Abitare e fare impresa in Italia” in PDF, available in 4 languages and full of information and official advice!

Read also : taxes to be paid in Italy once owner of a house in Sardinia